Banking & Credit

16 articles

Banking & Credit Aug 17, 2026 5 min read

Credit Utilization Ratio: The Number That Could Be Hurting Your Credit Score

Rohan had never missed a credit card payment in his life. Every bill, paid in full, on time, for three years straight. So when his...

Banking & Credit Aug 14, 2026

Most people assume the interest rate a bank quotes is final. It usually isn’t. Banks compete for good borrowers, and…

Banking & Credit Aug 12, 2026

Open a bank account with Aadhaar is now easier than many people think. Many people assume they need income proof,…

Banking & Credit Jul 20, 2026

You’re at checkout, and instead of paying the full amount, a button offers to split it into three easy installments…

Banking & Credit Jul 18, 2026

Recurring Deposits (RD) and Fixed Deposits (FD) are two of the most common ways Indians save money safely with a…

Banking & Credit Jul 14, 2026

Every couple of months, a small percentage figure gets announced in the news, and within weeks, your home loan EMI…

Banking & Credit Jul 4, 2026

Whether you’re applying for a credit card, a personal loan, or even a home loan, one three-digit number quietly decides…

Banking & Credit Jul 1, 2026

If you have UPI on your phone, you might wonder why India needs another digital payment option. But the digital…

Banking & Credit Jun 27, 2026

When Sunil’s daughter’s wedding expenses ran higher than planned, a bank representative called him with an offer: “Sir, ₹5 lakh…

Banking & Credit Jun 22, 2026

Suresh, the auto driver we met earlier this month (Read: PPF — Jun 6), once received a call: “Sir, aapka…

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